Home Borrowing Secure Izwe Loans for low income earners

Secure Izwe Loans for low income earners

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Most financial institutions require clients to earn a certain amount of money per month when applying for a loan. While this gives the institution some form of security that clients are able to afford repayments, it excludes people who earn a lower income. Izwe is one such institution that caters especially for people earning low incomes in an effort to curb poverty. Izwe’s loan products are ideal for people who are living in tough financial situations.

Clients applying for a personal loan at Izwe can be approved for loans of up to R50 000 with payments made within 24 hours. Izwe offers payment terms ranging from nine months to 60 months with fixed interest rates, ensuring that clients don’t deviate from their budget. The clients’ money will be paid directly into their bank account and it is therefore available immediately.

Clients can apply for a building loan to build their dream home or renovate their current one, student loans to pay for their child’s fees, consolidation loan and also pay for unforeseen expenses. General loans are also available to clients who want to spoil themselves, buy gifts or pay for medical expenses.

Izwe prides itself in providing simple verification and qualification processes with minimal documentation required. Clients must be permanently employed to qualify for a personal loan and provide their recent payslip, two months’ bank statement and a valid South African ID or driver’s license.

Clients can apply online or by going to their nearest Izwe branch. For further details, clients can call 010 206 7400, e-mail info@izwe.co.za, fill in a call-me-back form online or visit www.izwe.co.za.

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